Built for my own paycheck.

I get paid every other Friday, and every app thought the month started on the first. My money arrives on a Friday, then fourteen days later, and twice a year a month has three of them. A bill would clear three days before the check meant to pay it. The overdraft was a timing problem, not a spending problem.

So I built something for myself. It took my next payday, laid out two years of paydays, and showed which bills belonged to which check. Then a floor for checking. Then one word every payday, because I wanted to know if we were okay.

The mortgage made it more than a budget. The loan carried mortgage insurance, $233 a month, and against today’s value I was at the line to remove it. The app told me, and it wrote the letter. That is where Moves come from: find the specific thing, show the math, and let me be the one who taps yes.

Ample is paid by the people who use it. It never moves money; it proposes, and you do. It shows its work, and it never scolds.

If you are paid every two weeks and this sounds like your month, join the pilot. It is free while I build, and I read every reply.

— Brett, founder