$39 a year, or $4.99 a month. Free during the pilot.

When billing opens, every plan starts with a 14-day free trial. You are charged when the trial ends, monthly or yearly, whichever you picked, and you can switch between the two at any time. Yearly plans are billed once for the year ahead.

You sign in at your bank, not in Ample, through Plaid — the connection thousands of banks and apps use. Ample can see balances and transactions; it cannot move money or open anything. Disconnect any time in Settings; delete your account and Ample’s copy goes with it. More in Security & privacy.

From Settings, in two taps. No email or call. You keep access until the end of the period you paid for. Cancelling stops future charges; it does not refund the current period, except where local law says otherwise.

Your account stays readable until the paid period ends, and you can export everything as a file before or after. Bank connections are disconnected when the period ends. Your data is deleted 30 days after that, or right away if you delete your account yourself from Settings. Details in the privacy policy.

While Ample is in its pilot, every member uses every feature, including Pro, at no charge, and no card is collected. When billing opens we will tell you at least 30 days before, and you choose a plan or leave with your data.

Free money apps are usually paid by the companies whose products they suggest, and that shapes what they suggest. Your subscription is the only way we make money, so Ample can rank a Move by your dollars alone and say no when the math says no.

Yes, at any time. Upgrading takes effect right away and is prorated. Downgrading takes effect at the end of the current period. If you have more than three bank connections, you choose which three to keep.